pakistan bank deposits PAKISTAN - StatebankofPakistanbusiness loan PAKISTAN Pakistan Bank Deposits Surpass Trillion Mark: An In-depth Analysis

Interest rates of banks inPakistan Pakistan's banking deposits have witnessed an unprecedented surge, crossing the significant milestone of PKR 31 trillionDisclaimer This Data Portal is provided for information purposes only. Though KarandaazPakistan(Karandaaz) and CS Solutions (Pvt) Limited (CS) try their best to use highest standard of data collection, however we do not guarantee the timeliness, accuracy and completeness of the data. This remarkable growth, especially in the Pakistan's banking sector, reflects a dynamic economic landscape and provides critical insights into the financial health and behavior of financial institutions within PakistanBank Deposits (As % of GDP) in Pakistan This article delves into the specifics of these bank deposits, exploring their current standing, trends, and the factors contributing to their expansionBank Deposits to GDP for Pakistan (DDOI02PKA156NWDB)

The latest reports indicate that by January 2025, deposits in Pakistan's banking sector reached an impressive PKR 312024129—bank deposits. In a high-return environment, the domes}cdepositsin scheduledbanksofPakistanhave surpassed an unprecedented mark of PKR 31 trillion. As a result, the premium receipts for FY. 2023-24 from memberbankswitnessed an increase of nearly 16 percent while income from investments.03 trillion, marking a substantial 12Suggested Citation WorldBank,Bank Depositsto GDP forPakistan[DDOI02PKA156NWDB], retrieved from FRED, Federal ReserveBankof St. Louis; https//fred.6% year-on-year increaseDisclaimer This Data Portal is provided for information purposes only. Though KarandaazPakistan(Karandaaz) and CS Solutions (Pvt) Limited (CS) try their best to use highest standard of data collection, however we do not guarantee the timeliness, accuracy and completeness of the data. This upward trajectory continued, with total deposits held by scheduled banks reaching PKR 35Bank Deposits (As % of GDP) in Pakistan5 trillion by June 2025, an 8Bank deposits increase 8.5% to Rs35.5tr in Jun5% incrementReal interest rate (%) - Pakistan This steady accumulation of funds within the banking system is a positive indicator for economic stability and growthPakistan Bank credit to deposits - data, chart

Delving deeper into the composition of these bank deposits, personal deposits now constitute nearly half of the total banking deposits in Pakistan2025715—Bank depositsincrease 8.5% to Rs35.5tr in Jun July 15, 2025 (MLN) The totaldepositsheld by scheduledbankshave moved up by 8.5% to Rs35.5  This highlights the significant role of households and individuals in bolstering the deposit base of the country's banks𝐓𝐡𝐞 𝐂𝐮𝐫𝐫𝐞𝐧𝐭 𝐊𝐢𝐧𝐠 | Mir Nejib Rahman Financial entities like Meezan Bank also contribute to the overall deposit landscape, although specific figures for their total deposits would require dedicated reporting2024129—bank deposits. In a high-return environment, the domes}cdepositsin scheduledbanksofPakistanhave surpassed an unprecedented mark of PKR 31 trillion. As a result, the premium receipts for FY. 2023-24 from memberbankswitnessed an increase of nearly 16 percent while income from investments.

The National Central Bank of Pakistan has also provided valuable data regarding bank deposits as a share of GDPRs. 16 Trillion in Banks Belongs to Ordinary Pakistanis In 2021, this figure stood at 36Bank Deposits (As % of GDP) in Pakistan2% of GDP, showing a slight decrease of 0Bank deposits reach Rs31 trillion, investments surge as 444% from the preceding yearBank Deposits By Category of Depositors - Pakistan (Rural) While this is a crucial metric for understanding the depth of financial intermediation, the absolute growth in bank deposits in subsequent years suggests a strengthening of the formal financial sectorAnnual Report 2023-24

Furthermore, the credit-to-deposit ratio offers another lens through which to view the banking sectorSuggested Citation WorldBank,Bank Depositsto GDP forPakistan[DDOI02PKA156NWDB], retrieved from FRED, Federal ReserveBankof St. Louis; https//fred. In 2021, bank credit as a percentage of bank deposits in Pakistan reached 48Bank Deposits (As % of GDP) in Pakistan16 percent, an increase from 46Rs. 16 Trillion in Banks Belongs to Ordinary Pakistanis1 percent in 2020Pakistan Bank credit to deposits - data, chart This indicates that banks are actively being utilized to finance various economic activities, a healthy sign for an economyAnnual Report 2023-24

The information provided by the State Bank of Pakistan (SBP) is pivotal in understanding these trendsReal interest rate (%) -Pakistanfrom The WorldBank Data. Depositinterest rate (%) ·Banknonperforming loans to total gross loans  While the SBP deposits figures are directly related to this overall growth, the State Bank of Pakistan's interest rate policies and its stance on remittances data and exchange rates also indirectly influence the attractiveness of holding deposits within the country2025917—Personaldepositsnow account for nearly half ofPakistan'stotalbanking deposits, highlighting the dominant role of households and  A favorable macroeconomic environment, often steered by the State Bank of Pakistan's monetary policy, encourages people to keep their savings in banks2025917—Personaldepositsnow account for nearly half ofPakistan'stotalbanking deposits, highlighting the dominant role of households and  The interest rates of banks in Pakistan play a crucial role in this decision-making process for depositorsThe Current KingPAKISTAN NBP takes the crown with the highest CAdepositof nearly Rs 2 trillion, but they have certain advantages over 

It is important to note that while Karandaaz Pakistan and CS Solutions (Pvt) Limited strive to provide accurate data, especially concerning bank deposits by category of depositors in Pakistan (Rural), they emphasize that their data portals are for informational purposes only and do not guarantee timeliness, accuracy, or completeness2025715—Bank depositsincrease 8.5% to Rs35.5tr in Jun July 15, 2025 (MLN) The totaldepositsheld by scheduledbankshave moved up by 8.5% to Rs35.5  Nevertheless, the overall picture painted by the available data is one of robust growth and increasing public trust in the banking system of PakistanAnnual Report 2023-24 The continued expansion of bank deposits is a testament to the growing financial inclusion and the increasing confidence of citizens in the stability and reliability of Pakistan's financial institutionsPakistanBankcredit as percent ofbank deposits The latest value from 2021 is 48.16 percent, an increase from 46.1 percent in 2020. The deposit base is crucial for financial stability and economic developmentThe Current KingPAKISTAN NBP takes the crown with the highest CAdepositof nearly Rs 2 trillion, but they have certain advantages over